Taking the First Step on the Property Ladder

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Excited? Scared? Daunted? Having second thoughts? Overwhelmed? All are perfectly natural emotions when you are faced with the prospect of taking the first step on the property ladder.

For some people, this first step will have been preceded by renting property. However, for others, this house buying will be coupled with moving out from the family home.

How can you be sure this first step is a successful one? Follow our step by step guide.

House viewings

Arrange to view a wide variety of properties and always keep your options open. You may be adamant that a walk-in closet is a need rather than a want. However, while looking at all options, you could well choose back yard space over this or even an extra bathroom.

Be certain

When you have fallen in love with a property, be certain to view it on several occasions. Seeing a home in different weather conditions, different times of the day and different days of the week can be very revealing about both a property and its location. Taking someone else along with you is helpful too as they might spot something you have missed. It is also a good idea to have a survey carried out, so that you know any problem areas that might need money spending on them.

Find the Right Mortgage for You

As with most products these days, there are numerous options available to you. Exploring all of your options and knowing what is best for you is vital. Meeting with an independent financial advisor or mortgage advisor would be a worthwhile step to take. They know the business inside out and will be able to offer suggestions based on your unique circumstances. Settling for the first mortgage offer you receive is not necessarily going to be the best option for you in the long run. 

Begin the Moving Process Early

As soon as you have settled on a property and the ball begins rolling, start thinking about your belongings. Are you able to get rid of some of your things? Taking less may make the entire process easier rather than decluttering after the move. Be sure to have plenty of boxes and label them well to make sourcing your kettle when you arrive as easy as possible. Finding a removals company early on into the house buying process will save a last-minute panic. Choosing a fully insured and licensed firm is advisable, Armada Moving for example, as things can and do go wrong; accidents can happen.

The Big Day

Be sure to have everything organized as much as humanly possible. Of course, problems will occur, but having a selection of tick lists to ensure you have done everything you can will help avoid any avoidable hiccups. Tensions can run high; moving house is no easy task. You might be a very independent person, but don’t let that stop you from enlisting the help of family and friends to ease the load. Be sure to have snacks and drinks to hand for both you and anyone assisting on the day. 

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