How to choose the right car when you are studying

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Are you thinking about leasing a van so that you can easily transport your things to and from university? Do you and your friends want to hire a car for a weekend getaway? Or, are you looking for a more long-term lease to see you through your time while studying? Whatever your reason, you should consider which leasing option will be best for you.

If you have a lot of furniture that you need to ferry to and from your student flat, for example, you should look for a van that will be able to both sustain heavy weights and provide easy access to the back of the vehicle. These include types such as the panel van, Luton van or the box van. Alternatively, those who are looking for a smaller car to save on public transport costs when travelling to and from their hometown could consider a stylish hatchback.

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How much are you prepared to spend?

If you do need a car or a van for moving purposes, hiring a professional moving company can be costly, especially if you’re travelling a long distance. Don’t worry, there are a number of good van leasing deals out there depending on if you need the vehicle for long or short term hire and many of these may offer a discount for students.

The cost of leasing also depends on mileage. The most common mileage amount stands at around 13,000, and if this is exceeded, customers would be expected to pay an amount on top of their standard lease fee. You can also incur a cost if there is damage to the vehicle, even if that is just minor wear and tear. Still, if you’re looking to impress, leasing could allow you to choose a car that would otherwise be out of your price range if you wanted to buy.

Plus, in the long-term, monthly payments for a van or car lease tend to be much lower (around 30%) than a conventional car purchase. Another important factor for students to consider is the issue of personal credit history. If you’re someone who is looking to establish a good credit history, then a car lease is a good way to do so, as long as you keep up to date and on time with your monthly, repayments that is.

The benefits of leasing

Leasing a car or a van has a number of advantages when compared to buying. If you’re a university student living in a large city, the likelihood is that you won’t need a car for everyday use to get you to where you need to be, and, therefore, don’t want to take on the financial commitment of buying a car.

A personal contract hire will allow you to put down a minimal amount for a deposit and simply hand the vehicle back once you’re done with it. Other advantages include no part exchange or disposal issues and a fixed maintenance package that will cover all aspects of services and repairs if they are needed. You also won’t need to worry about things such as road tax or depreciation costs.

 

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